The Ultimate Mint App Review

One of the most well-liked budgeting apps accessible today is Mint. Mint, a software business founded in 2006, was acquired by Intuit in 2009. You can find out more in this exclusive Mint App review, its features, price, and ratings by reading our review to see if it’s the best fit for you.

Your Budget and Mint

With the help of the free budgeting tool Mint, you can link your financial accounts together in one place online to receive a comprehensive picture of your financial situation. The program also enables users to set and monitor budget objectives as well as track spending and savings.

Bank accounts, money management accounts, retirement and investment accounts, credit cards, and other financial accounts can all be synced using Mint. Through Mint, you can also keep track of every monthly bill and get reminders, making it simple for you to make on-time payments.

Once you’ve linked your accounts, Mint keeps track of your transactions and groups them into budget categories to make tracking easier. Users have the option to build their own custom categories to suit their needs or keep the Mint default categories.

To further personalize your expenditure tracking, you may also add tags and rearrange transactions as required. If you’re like most users, a lot of your transactions probably need to fit neatly into any one category. Users of Mint can divide a single transaction into various categories, including any costs incurred.

There is no possibility for shared Mint accounts because Mint is designed for individual users alone. However, two individuals who share financial accounts can each open a Mint account and sync their respective accounts to view the same data.

The Mint App Review

Though the Mint app is great and of great use, however, every application has its own pros and cons. This Mint app review will ensure that after going through this article, readers can make better and more informed decisions regarding purchasing the application for their use.


Pricing is one of the most concerned areas when reviewing an app like Mint, and the great part is anyone can use Mint for free. The app does not have a premium version that can be purchased separately. You can use the app’s features and advantages after creating a free account. 

The reason the app has advertisements and offers for other financial goods is that Mint earns its money through strategic alliances with other businesses. The product offers may be a little bothersome for certain users, and there is no paid way to get rid of them.


When reviewing Mint App, Security is a top priority for Mint and Intuit, the business that owns it. Mint uses cutting-edge security methods, including robust encryption, multi-factor authentication, and other security procedures, to protect user information. In addition, by setting up a four-digit security code on their mobile device, users can further protect their Mint accounts.

Users can manage their account’s mobile access there. For example, you can disable mobile access or remotely deactivate your account from your online account in case your mobile device is ever lost or stolen to protect your data.

Add-on App Tools

Although Mint is not an app for investing, it does let you examine and manage your portfolio. You’ll be able to see a comprehensive overview of your finances in one place if you have access to your investments in budgeting software. All your investment accounts, such as your 401(k), brokerage accounts, IRAs, and others, can be added. You can compare your investment portfolio to industry benchmarks using the investment tracking tool and even keep track of investment costs to determine whether any prices are arbitrary.

Ratings and Access

Both iOS and Android users can download Mint. On Mint’s website, you can also access your account online. On the App Store, Mint is the top-rated financial app with a 4.8-star rating. On Google Play, the app has 4.5 out of 5 stars. These ratings suggest that the Mint App reviews are great and this application is worth a try.

How Mint Compares

Not only is Mint free, but it’s also simple to set up and use. The app mostly accomplishes its goals, albeit occasionally, you might need to rejoin a financial account, which might be a hassle. You not only get overviews of your accounts, but you can also track spending and make budgets.

It’s beneficial to access Mint online and via the mobile app, especially if you’re delving further into your finances and budget. Mint insights give you further assistance in identifying spending patterns so you can reduce your expenses.

Finding a free budgeting program that offers greater value than Mint is challenging. But, whether you’re an expert budgeter or a complete beginner, it’s a great tool, even though it could be better.

Differentiating Qualities

Customers of Mint have free access to credit monitoring tools and their credit scores. Due to a relationship with TransUnion, you can access your TransUnion VantageScore whenever you choose. As a result, your credit won’t be negatively impacted by checking it on Mint.

Your score includes a summary of your credit report, information on how scores are determined, and suggestions for how to raise your score. Additionally, Mint provides free credit monitoring via TransUnion. When TransUnion receives fresh data from creditors, users can sign up to receive instant alerts.

Cons of the Mint Budgeting App

Although most of the mint app reviews on the internet only claim advantages, we understand that for you as a buyer, it is important to know both sides of the application. Every application has its cons, and so as the mint app.

Prolonged Setup

To use Mint, you must first establish a complete account. The number of accounts you need to link will determine how long it will take to enter your data. Set aside time for training to make the most of the new budgeting app’s features.

Automatic Categories that Are Incorrect

Automatic category designations are available in Mint, which is beneficial. However, occasionally the app will classify spending incorrectly. If this happens, you must manually edit and fix the categories.

Benefits of the Mint Budgeting App

Watch and Monitor Investments

Despite being a budgeting program, Mint enables you to see a comprehensive overview of your finances in one location. You may view your investment accounts, including IRAs, 401(k)s, brokerage accounts, and others. In addition, using the investment tracking tool, you may assess your portfolio against industry benchmarks and monitor costs.

Experience total security

You can anticipate the highest level of security because Intuit owns Mint. Why? Because all of Intuit’s products, including Mint, adhere to the most recent security standards. For safe data transfers, Intuit relies on the reputable VeriSign. Strong encryption safeguards your data and requires you to complete multi-factor authentication, which further secures your account.


The sole purpose of this Mint App review is to give the readers an impartial look at the application so that if you decide to buy, you can make an informed decision regarding the purchase. Hope this article has helped you understand the application’s upsides and downsides. If you like it, please share it with your loved ones. Also, if you have any queries, you may contact us anytime.